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📍Pro Tip: Be ready with a copy of your credit report during the call for personalized guidance.

Real People. Real Results

15,000+ Happy Clients

Rated #1 in Northern California

"Has literally changed my life"

"Worked miracles for clients of mine"

"Highly recommended!"

"Highly recommend Blue Water Credit to anyone"

"absolutely FANTASTIC!!!"

"Thankful to have a chance to work with Blue Water Credit"

Meet Your Credit Experts

Your Credit Score Matters

Schedule your Risk-Free

15-30 min Credit Evaluation

Today.

We help remove inaccurate, outdated, or

duplicate items on your credit report

STEP 1: PULL YOUR CREDIT REPORT

First, We need some info to pull your credit. Don't worry - this is secure and won't hurt your score. And did we mention it's free

Enter your country

By submitting, you agree to a free consultation.

STEP 2: SCHEDULE YOUR PHONE CONSULTATION

Schedule your appointment

with this link:

STEP 3: WATCH THE VIDEO

Please take a few minutes to watch this short video to learn more about your upcoming credit consultation.

This will help answer many common questions you may have.

Tips for your appointment

Be ready to take notes and have a copy of your credit report up in front of you during the consultation. This will help you learn and if you have any questions, feel free to call our office at 9163159190.

What People Are Saying

Don't take our word for it, see what our clients are saying

Hi, I’m Jeff Sipes, founder of Blue Water Credit. My wife Natalie and I started this company in 2008 because we believe everyone deserves a second chance with credit. I know first hand how hard it is—I once had bad credit myself. But after years of figuring it out, I turned my own experience into a mission: helping YOU regain financial freedom.

Let’s get started—risk-free!

Jeff Sipes

We are Here to Help!

My Wife Natalie and I started Blue Water Credit in 2008 with a vision to love and value people by offering solutions, giving hope and guidance to anyone struggling with bad credit. I was our very first client 27 years ago. I dropped out of college to start a business that failed, and I ended up with a ton of debt and bad credit. It took me years to figure out how to rebuild my credit and pay back my debt. The good news is we can help you map out a plan so you can reach your financial goals much faster with our team of experts.

Jeff Sipes

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