We offer a risk-free credit evaluation to help you reach

your financial goals as soon as possible.

VIP CREDIT REPAIR SERVICES- NO RISK CONSULTATION

  • FAST & EFFECTIVE: WE HELP REMOVE INACCURATE, OUTDATED AND DUPLICATE ITEMS

  • PROVEN RESULTS: 17,000+ CLIENTS HELPED SINCE 2008

  • Fees: Customized Based on Your Needs


500+ FIVE STAR REVIEWS ONLINE

How it Works (2 Easy Steps)

  • Step 1: Send us your credit report.

  • Upload it securely here: https://bluewatercredit.com/new-client/

  • Email us a copy [email protected]

  • Call our office at 916-315-9190 and we can help you access it.

  • If you don’t have a credit report, pull a $1 FICO Score and report using our link below. It will not impact your score.

  • Step 2: Watch Our Quick Video - We explain how our program works

Step 1: Send us your credit report.

3-Bureau Reports & FICO® Scores for $1 for 7 day trial then $27.99*

Share your credit with our team

Upload it securely here: https://bluewatercredit.com/new-client/

Email us a copy [email protected]

Call our office at 916-315-9190 and we can help you access it.

Step 2: Watch this Video

Our Services

We provide comprehensive, hands-on credit solutions tailored to your financial goals:

Credit Repair

We dispute inaccuracies on your credit report to help raise your score

Debt Negotiation

Settle outstanding debts for less than you owe

(Fee: $200 per account)

Credit Card Debt Solutions

Resources to help you build and maintain strong credit

Credit Attorney Settlements

Legal support for credit reporting violations

ID Theft Recovery

Assistance in restoring your credit after identity theft.

Do-It-Yourself Credit Repair

Prefer a hands-on approach?

Our DIY Credit Repair option gives you the tools, templates, and guidance you need to take control on your own.

(Only $35/month)

Real People. Real Results

"Has literally changed my life"

"Worked miracles for clients of mine"

"Highly recommended!"

"Highly recommend Blue Water Credit to anyone"

"absolutely FANTASTIC!!!"

"Thankful to have a chance to work with Blue Water Credit"

How We Started

Your Credit Score Matters

Schedule your Risk-Free

15-30 min Credit Evaluation

Today.

Hi, I’m Jeff Sipes, founder of Blue Water Credit. My wife Natalie and I started this company in 2008 because we believe everyone deserves a second chance with credit. I know first hand how hard it is—I once had bad credit myself. But after years of figuring it out, I turned my own experience into a mission: helping YOU regain financial freedom.

Let’s get started—risk-free!

Jeff Sipes

We are Here to Help!

My Wife Natalie and I started Blue Water Credit in 2008 with a vision to love and value people by offering solutions, giving hope and guidance to anyone struggling with bad credit. I was our very first client 27 years ago. I dropped out of college to start a business that failed, and I ended up with a ton of debt and bad credit. It took me years to figure out how to rebuild my credit and pay back my debt. The good news is we can help you map out a plan so you can reach your financial goals much faster with our team of experts.

Jeff Sipes

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